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How do I create a wedding budget?

The most important detail to remember when creating your budget is to be realistic.  It takes research, expertise and the ability to prioritize to set a working budget.  A working budget is not set in stone.  The bottom line should not deviate but the allocations within the budget can shift throughout the planning process.  The bottom line of your budget is affected by numerous factors including:

• Guest List

• Size of Bridal Party

• Formality of wedding (time of day)

• Time of year

• Day of week

• Area of town (Downtown, Suburbs, Mountains, etc.)

• Site Selection (church, club, hotel, etc.)

• Inside or Outside location (temps, weather, logistics, etc.)

• Target clientele of vendor (price point)

Prioritizing is the process of deciding which elements of your wedding are most and least important to you.  Once this process is complete the research begins.  You must then find out what the average price is for each product and service you want.  After you have the costs you can use your prioritized list to allocate funds.  If you've set a realistic budget, you should then be able to shift funds around without affecting your bottom line. 

If you don't have the time, expertise or interest in taking on these tasks, leave it to a professional.  One of the main roles of a planner is to act as your "financial advisor."  They have the expertise to handle the creation and maintenance of your budget and the foresight to keep you within it.

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